The Microfinance Centre regional microfinance resource center and network

The paper “Are Microfinance Borrowers in Lebanon Over-Indebted?” presents the results of the research study  that aimed to provide empirical evidence that would confirm or refute indications of cross- and over-indebtedness in Lebanon, to analyze the causes of potential cross- or over-indebtedness, and to formulate recommendations on how  to  address  these. The study was commissioned by  the SANAD Fund for ...

The European Quality of Life Survey (2016) shows the improving trend in the incidence of arrears on various types of dues among European households. Still, the utility bills are the largest burden, with 11% of adults in the EU-28 making late payments. Low-income people are most severely affected. Twice as many low-income people are overdue on each type of payment, ...

According to Eurostat data, the level of over-indebtedness (measured by the incidence of arrears on mortgage, rent, utility bills or hire purchase) decreased in 2016 in most EU countries. Please read our latest release with more information about this trend.   Download “Over-indebtedness trends in Europe”

The report The Level of Indebtedness of MSME Credit Customers and the Quality of Finance in Bosnia and Herzegovina analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH). The EFSE Development Facility (DF) commissioned this study in February 2013, following a first study by the EFSE DF on the subject in ...